LOSS PREVENTION

LOSS PREVENTION

Updated on Jul 15, 2024

LOSS PREVENTION, THE KEY TO CONTROLLING BUSINESS RISKS

Your customers' business activities are exposed to many hazards. These risks can have a significant impact on their business, leading to claims with major financial and/or human repercussions. In this context, our prevention experts can help you to meet your customers' legal obligations in terms of prevention, on the one hand, and to build prevention programmes tailored to their professional risks, on the other.

Expert
opinion

  • « There is still work to be done to raise awareness. It is essential to consider a preventive approach at a very early stage, from the moment the policy is taken out.  » 

    Pierre-François DEZALYS Loss Prevention Manager, MMA

To develop your customers' prevention reflex and reduce their claims, we offer them innovative services tailored to their needs. These services are provided by Covéa Solutions Prévention. Local support, personalised follow-up, risk study, analysis and deployment of prevention measures... Everything is designed to make your customers' professional activities as safe as possible. Whatever the field or geographical area concerned...

Property damage risks: protecting premises and production tools

Covéa Solutions Prévention assists its business customers in identifying, assessing and preventing the risks of fire, malicious damage, machine breakdown and natural hazards. We also provide technical assistance in the implementation of detection and/or automatic protection systems, or during extension projects.

OUR SERVICES

In compliance with standards and regulations, and while keeping investment costs under control, we ensure :

  • Carrying out risk assessment visits and proposing actions for improvement
  • Complete monitoring of fire, intrusion and flood detection/protection projects, from drafting specifications to checking equipment compliance
  • Provision of loss prevention best practice sheets and white papers

Preventing road risks in the workplace

We offer road risk prevention programmes for your customers who own company fleets and/or transport goods. Tailored to their needs, these programmes aim to help companies reduce the number of accidents involving their employees and their vehicles, as well as the associated costs (downtime, repairs, etc.). Finally, they provide your customers with the means to meet their legal obligations in terms of accident prevention and employee training.

Several services are associated with our road risk prevention programme

  • Post-accident telephone debriefings for the employees involved.
  • Tailor-made face-to-face or e-learning training programmes
  • Statistical monitoring supplemented by a typological analysis of the characteristics of the company's accidentology
  • Awareness-raising materials

Business interruption: keeping your customer in business

A business interruption, however temporary, can be enough to jeopardise a company's survival in its market. In addition to the cover provided by their insurance policy, all company directors must therefore plan for back-up solutions to ensure business continuity, despite the loss of critical resources.

To help with this, Covéa Solutions Prévention - in partnership with specialist company Adenium - offers two levels of services:

  1. On-site self-diagnosis to assess the company's level of vulnerability and its ability to respond to identified risks

  2. Setting up a Business Continuity Plan (BCP) to optimise the overall level of resilience

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Why choose us?

Covéa Solutions Prévention offers comprehensive risk prevention programmes, right from the insurance contract underwriting phase. Our teams systematically study the technical, insurance, legal and commercial aspects of each case. Our experts have a global vision of your customers' needs and the risks they face. That's how we build a solid, long-term relationship of trust with you, right from the start.

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