CONSTRUCTION

CONSTRUCTION

Updated on Jul 15, 2024

CONSTRUCTION INSURANCE: DEDICATED COVER FOR YOUR CUSTOMERS' BUSINESS AND WORKSITES

From office buildings and private homes to public and industrial buildings, the construction market is a heavyweight in the French and European economies. The health crisis has affected many sectors of the economy, including the construction industry. You legitimately want to work with a reliable, solid and long-term partner insurer who can support your customers over the long term in all branches of the construction industry, with modular solutions and specific arrangements. That's what we're committed to, as the 2nd largest player in the construction market.

An insurance solution for every construction company

We protect your customers' business by grouping together in a single policy all the essential and compulsory cover for the activities of a building company:

  • Ten-year civil liability for damage that may affect the solidity of the structure and its suitability for the intended use, within 10 years of acceptance of the worksite
  • General civil liability for any damage caused by the company to its employees, customers, third parties or property, including "intermediate damage" and protection against inexcusable fault that exceeds market standards.
  • Machinery insurance
  • Legal protection in the event of legal proceedings against your customer's business
  • Damage to work and equipment before acceptance

Our insurance solutions also cover construction site risks, in particular damage to property during the course of construction work or TRC (All Risks Construction Site). Similarly, damage to works insurance is the perfect answer to the project owner's insurance obligations.

An adaptable and flexible policy

To tailor your construction insurance perfectly to your customers' needs, you can also choose from a range of specific arrangements and additional cover, in line with market standards:

  • Guarantee of proper operation of equipment on unsubject work
  • Functioning of professional equipment guarantee (in the event of a ten-year claim)
  • Energy performance guarantee

Expert
opinion

  •  « While controlling its risks as effectively as possible, MMA offers insurance protection tailored to its policyholders by encouraging them to become more qualified and certified. »

    Mylène BOUTEILLE Underwriting Policy Manager BTP MMA

The benefits of this offer

  1. A solution tailored to the company's activity and to all types of worksite
  2. Optimum protection with essential cover benchmarks to safeguard your customer's business
  3. In addition to covering the insurance obligations of building companies, we include cover for all eventualities, such as liability for environmental damage and pecuniary loss, on-site theft, energy performance, operation of professional equipment, damage caused by asbestos and legal protection.

A team of building experts at your service

We offer you the opportunity to combine our skills in a long-term partnership. To offer your customers a high-quality service, our experts are all building professionals, lawyers and engineers. In the regions, you benefit from a specialised, local underwriting team that works alongside you to define the best insurance cover for your customers. We also put our specialist construction management centres at your service. This ensures that you have all the expertise you need at every key stage of your customer's case.

Our strength? A dynamic, scalable offering that takes account of regulatory and technical changes. These involve new regulations and often require the use of new materials.

Any questions?

Contact us or find the contact details of the underwriting team in your region here

Did you know?

MMA's "Framework Agreements" also secure and simplify the process for your customers, by insuring their new projects within a predefined framework known to the customer. For maximum security and incomparable ease of management.

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