To meet your civil liability needs, we have developed comprehensive cover for three types of business: traders/manufacturers, intellectual service providers and mixed service providers. This approach covers all business segments and their needs, whatever their size.

We cover the risks of three types of business: traders/manufacturers, intellectual service providers and mixed service providers:

Greater simplicity: we have worked to make our offer as easy to understand as possible, by highlighting the essential points. Exclusions are classified by category and cover is summarised in a table.

Greater flexibility: to make it easier for you to take out cover, the definition of activities covered includes not only declared activities but also ‘any related or ancillary activities relating to the activities described’. What's more, your French subsidiaries no longer need to be declared one by one: they are automatically included in the policy, thanks to the framework, which is now based on the group's total turnover.

SMEs and SMIs face a wide range of risks, from the interruption of their supply chains to cyber attacks, which can have an impact on their liability to their customers and suppliers.

Our policies are designed to meet all these challenges and adapt to the size and development of your business, offering levels of cover and deductibles tailored to your needs.

The COVEA group is the leading network of experts in France.

Because we are as close as possible to the realities on the ground, we are expanding our range of innovative cover to protect your business in a changing world. 

Our range of insurance solutions includes cover for environmental damage and image and reputation risk.

Reputation risk is a new risk that is increasing as our society goes digital. That's why we've included the first part of our Crisis Management and Loss of Image cover, called ‘Crisis Management Assistance’, as standard. This gives you the benefit of 5 hours' advice from a specialist consultancy, as well as advice on how best to prepare your Crisis Anticipation Plan.

Corporate Civil Liability is the keystone of solid insurance cover for you and your business.

Our underwriting and advisory teams, based throughout France, have all the technical and legal skills needed to offer you the best advice and, above all, the best solutions for protecting your corporate liability.

In addition to our team of experienced underwriters, a civil liability preventive can also intervene in the company at any time during the life of the policy, to help it work on issues that are specific to it, such as the prevention of accidents in the workplace.

Finally, our dedicated claims management teams offer rapid response and recognised expertise to defend your interests when you are called into question.