As group health offers are becoming increasingly standardised in terms of cover and price, offering complementary services to a basic contract is essential for differentiating yourself from competitors. To do so, MMA offers a wide range of services and solutions for companies with more than 50 employees.

Corporate clients are looking to improve their employees’ quality of life and meet their needs for information, access to care, health budget optimisation, support in the event of setbacks and maintaining their health capital.

• Access to a multitude of services with Santéclair (1) (for health contracts only): your clients' employees benefit from the services of more than 7,000 Santéclair partner healthcare professionals, negotiated rates up to 40% lower than average market prices (2), third-party payment (3) and many other services.
• Fidélia's support services (4): your customers receive support during difficult times with services ranging from medication delivery to psychological support, home help following hospitalisation, and help for carers.
• Social action schemes (5): providing personalised assistance to employees facing difficult professional or personal situations. The aim is to support, prevent, and avoid breakdowns. On the one hand, the "MMA Soutien" service offered by Domplus (6) allows employees to contact an advisor who will provide advice and assistance in finding concrete solutions to their problems. They can also consult the website for information and factsheets. In case of financial difficulties, they can apply to the MMA solidarity and mutual aid fund for exceptional, one-off financial assistance.
• A return-to-work support service for employees who are off work for a long period of time : if the situation allows it, this service contributes to a more serene and lasting return to work for fragile employees and reduced absenteeism in the company.

Offering effective services adapted to your clients’ issues and meet their expectations and those of their employees will help you to stand apart from the other players on the market.

In addition to our basic contract, we offer a range of optional services that address specific issues.

If they wish, your clients can subscribe to specific paid options:

• FACIL'iti: solutions that make the content of the company's intranets or extranets accessible depending on the disabled employee’s, or employees’, condition (visual, motor, or cognitive).
   
• H4D: this connected medical booth allows employees to access a full general medical teleconsultation from their workplace and carry out regular check-ups independently.
   
• Team-metrics: an automated solution for measuring the social climate in companies through online employee surveys.
   
• Medica Europe: a medical check-up service to better monitor employee absences and effectively combat absenteeism.
   
• Crésus: an assistance and advice service for company employees who encounter financial difficulties such as over-indebtedness, exclusion from the bank or problems in maintaining a balanced budget.
   
• Simplifia: assistance in organising funerals for employees and their relatives (spouse, children, and parents of the employee).

At MMA, our DNA means we do everything possible to build long-term relationships with our brokers: 8 inspectors specialised in group insurance are present locally to regularly discuss your problems and assist you according to your needs.

A 12-person underwriting team is also dedicated to the group insurance sector and puts its expertise and responsiveness at your service to support you as effectively as possible, from the input stage to contract issuance.